Your Gateway to Dealer Insurance Solutions

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Our Services

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For over 30 years, Fidelity Insurance Agency has been a leading provider of commercial insurance programs for franchised auto dealerships.

The agency draws on its extensive program and insurance experience to deliver specialty products and services exclusively designed for automobile dealers in the United States. The products include garage liability, workers’ compensation, retirement plans, health plans, dental plans, life plans and much more.

Fidelity Insurance Agency is one of the few independent brokers in the United States that is dedicated to meeting the Dealership Insurance Coverage needs of franchised dealers. We have partnered with a number of insurance carriers to bring you competitive pricing and extensive insurance coverage to meet the needs of automobile dealers to protect you against the "what ifs."


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Risk Consulting

At Fidelity Insurance Agency, our focus is on what we can do before a claim occurs.

This means analyzing the complexity of risks in the varied operations your dealership provides and implementing proactive measures to reduce the frequency and severity of losses so as to improve your bottom line.

We can review and recommend loss control services that measure the impact of virtually all aspects of your operation.

We can complete a study of your insurance loss records to identify trends, problem areas, etc.

We can prepare specifications for renewal bids on your insurance program and solicit qualified insurance carriers to submit quotes.

We can manage the renewal process by interacting with the bidders to assist in making decisions about renewing your insurance program.


We can review and recommend loss control services that measure the impact of virtually all aspects of your operation including:

  • Garage Liability
  • Commercial Property/Wind & Hail
  • Employment-related practices, including hiring procedures
  • Demonstrator Exposure
  • Dealer Plates, Key Control, Financial Control and MVRs
  • Safety Management
  • Shop Operations
  • Certificates of Insurance
  • Environmental Hazards
  • Perimeter Protection
  • Dealership Security
  • Leasing and Rental
  • Fire Prevention
  • Accident Investigation
  • Post-Injury Management
  • Statute Title Errors & Omissions
  • Employee Training
  • Improving your bottom line through loss control prevention
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Garage Liability

Fidelity Insurance Agency offers comprehensive Garage Liability Insurance for franchised auto dealers.

We are uniquely positioned to offer specialized insurance programs specifically designed for franchised dealership operations. Fidelity Insurance Agency represents "A" rated insurance carriers.

  • Property insurance for buildings and contents
  • Crime insurance including theft, employee dishonesty and all losses of criminal nature
  • Pollution liability
  • Physical damage coverage for vehicles financed by your lending institution and those owned by your dealership. This coverage provides comprehensive, collision and false pretense protection for dealer owned vehicles, and is tailored to meet your needs.
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Employee Benefits

There is no doubt that a strong benefits package helps attract and retain valuable employees. Yet, establishing a balanced benefits plan seems more difficult these days.

We can help you design a well-rounded Employee Benefits plan for your dealership that balances your desire to hire and keep high-quality employees while also stemming costs. We’ll create a well-thought-out plan that’s properly controlled, efficient, cost-effective and focused on meeting the needs of your business.

  • Health Insurance
  • Dental Insurance
  • Life Insurance
  • Long-Term Care
  • 401 K Plans
  • Short and Long-Term Life
  • Disability Plan
  • Vision Plans
  • Voluntary Products such as 529 College Plans, 125 Plans
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Workers’ Compensation

Our focus at Fidelity Insurance Agency is to provide dealerships with competitive pricing for Workers’ Compensation, while also helping you promote effective loss prevention.

We can offer a top-down review of key areas to get your losses and premiums under control. This means walking through your dealership and interviewing personnel to determine how effective existing safety programs are. We can also conduct a comprehensive review of all documents, including your current insurance policies, your experience modification worksheet, payroll audits and loss-sensitive rating adjustments to analyze potential problems or miscalculations and make improvements.


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Dealer Bonds

Auto Dealer bonds serve to guarantee that a dealer operates according to federal laws, terms and regulations of the state, local laws, and tax and judgment guidelines that relate to motor vehicles.

The Bond also ensures that if the dealer or any of his or her employees commit fraud or other actions that are wrongful to the consumer, the consumer is protected from any consequences of those actions.

Fidelity Insurance Agency can help you obtain a Dealer Bond (also known as a DMV Bond, Used Car Dealer Bond or MVD Bond) at a competitive rate. We have the experience and access to surety companies to facilitate the process. We know what is required to obtain this type of Bond. Call us to help you with your Bonds.


About Us

Headquartered in Deerfield Beach, FL, Fidelity Insurance Agency delivers service through a dedicated team of dealer insurance professionals. We keep up with the changes in the automobile industry so we can keep up with your needs.

Our staff of professionals have experience in all areas of the automobile retail business. We understand your management and operational needs and the impact of risk on your performance and profitability. Our goal is to develop strategies and programs that reduce your total cost of risk, lower your premiums and save you money. Fidelity Insurance Agency offers a diverse portfolio of insurance products, programs and risk-management services geared toward the unique requirements of dealerships. We craft comprehensive programs for franchised automobile dealerships.

Fidelity Insurance Agency represents a wide range of top-rated insurance companies which assures our customers receive the maximum amount of product choice. In addition, our depth of experience in dealer insurance coverages along with our effective tools work together to develop the highest quality insurance solutions for our dealer clients.

Florida License #:L025792

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Our Customers

Our customers trust us to effectively address their needs and provide them with appropriate coverage and services.

Fidelity Insurance Agency (FIA) is an independent insurance agency whose primary goal is to provide insurance products and risk management services for professionals in the retail automotive dealer industry. FIA offers a wide array of services and products which can fit customers’ needs. With associate benefit products, such as group medical and retirement savings plans, FIA can create insurance programs to meet your dealership’s needs for today and tomorrow.

With the help of Fidelity Insurance Agency, we were able to design a plan that increased employee enrollment from 45% eligible to 70%.

Aaron Showalter, CFO
Ken Page Auto Group
Coral Springs, FL

Request Pricing

Let us help you make the right choice for your dealership. For more information on the services and products offered by Fidelity Insurance Agency and to learn about the best ways to address insurable business risks specific to your business, please contact us at 800-298-8010.

350 Jim Moran Boulevard, JMADF107
Deerfield Beach, FL 33442

For your protection, insurance coverage cannot be considered bound, altered, added, changed or cancelled via voicemail, email, fax, text, or online via the agency’s website, and is not effective until confirmed in writing directly by an authorized and licensed representative of FIA